Medical Coverage

This portion of your insurance coverage is for medical expenses if you are sick or injured and require medical care. Your policy covers these expenses at 100% and there is no deductible or co-pay for you.

NOTE: These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

Mental Health Coverage

No matter what your mental health journey looks like, you have coverage through your plan to support your mental health care.

Counselling / Therapy $10,000 (lifetime max)

Counselling (inpatient) $60,000 (lifetime max)

Hospitalization $60,000 (lifetime max) * Due to a mental health related concern

Social Worker $500

NOTE: Please contact your insurance provider for full details including limitations and exclusions.

Transportation

The Medical & Wellness plan also includes coverage for various transportation needs including:

Ambulance – Up to $10, 000

Taxi or Uber to hospital- Up to $125

Repatriation (you are sick and must return home permanently) – up to $20,000

Repatriation of remains (transporting your body to your home country) – up to $20,000

Family Travel to your bedside (if you are hospitalized for more than 7 days) - $5,000 for airfare for 2 immediate family members

NOTE: Please contact your insurance provider for full details including limitations and exclusions.

Wellness Coverage

Physiotherapist,Chiropractor,Licensed Chiropodist, Massage Therapist, Osteopath, Podiatrist, Acupuncturist, Speech Therapist, or Naturopath: $1,000 per type for injury or illness, with a doctor's referral, visits to a paramedical practitioner in the list.

Eye Exams: Covered. Please refer to the policy for full details.

Medical Equipment & Supplies: Covered. Please refer to the policy for full details.

NOTE: Please contact your insurance provider for full details including limitations and exclusions.

Travel Coverage

Your plan includes travel coverage across the globe!

Travel within Canada: Unlimited duration

Travel outside of Canada for leisure (fun, personal): 120 days

Travel to your home country: 31 days max up to $10,000 coverage

You do not need to let Peak Student Benefits know when you are traveling.

Please ensure you have your Health Plan Card with you when you travel in the event you need to contact emergency assistance and/or seek medical help.

NOTE: Please contact your insurance provider for full details including limitations and exclusions.

Emergency Dental Coverage

Dental accident and emergencies can happen and you have coverage if you need urgent dental care.

If you are unsure if your medical or health care procedure will be covered by the plan, you can submit a pre-determination form before you receive your services or procedure

Accident Damage to Teeth: $4,000

Emergency Pain Relief: $1,000

Impacted Wisdom Teeth Extraction: $100/tooth

*NOTE: Dental Claims require a note from the dentist confirming that your visit was for urgent pain relief. Claims submitted without this note may be rejected. These details are a summary only. Please refer to the policy for full details including limitations and exclusions.

Plan Summaries

For the summary of coverage for Peak Student Benefits Insurance, please click one of the below buttons. These plan summaries are available in English and a few other languages for your convenience.

1. Plan Summary:   English
2. Translated Plan Summaries:     Russian Punjabi French Vietnamese German Simplified Chinese Traditional Chinese

Virtual Health Clinic

Use the Virtual Health Clinic to have a medical appointment by video with a Canadian medical provider, 24/7. Our medical providers are available day or night to help you with your medical concerns, prescribe medication, refer you to a specialist, and even refer you for blood work and x-rays!

The Virtual Health Clinic can help with over 500 medical issues including:

Ear Infections (Sore Ear)

Sore Throat

Stomach Issues

Fever

Back Pain

Bug Bites

Cough

Cold & Flu

Headaches

How to see a doctor or nurse:

To use the Virtual Health Clinic, please connect with a CIC Staff Member for assistance with this service.

Coverage Questions